Finance Blog

When the last time you just let caution fly into the wind and did something spur of the moment? Went to the mall and bought that Plasma TV you have always wanted and booked that Vegas trip you have always wanted to go on. Well, that is exactly what I did, in that exact order and it ended up costing me a lot of money and cash advance in order to get back on track.  Some might call me reckless and lucky, but I like to think of it as a life experience that in addition to gaining knowledge and had A LOT of fun!

I had been working at Best Buy for about 8 months. It was cool at the time. I got a pretty good employee discount and was able to make some small purchases and get some games and cameras that I wanted. About a month ago, I had some friends that were going to Vegas for a bachelor party and had invited me to go. I naturally was foaming at the mouth to go on such a trip and immediately started to think of ways that I could afford it. I tried the conventional way and looked at my savings but was not happy with what I saw. I tried to pick up extra shifts but was shot down and not able to get any. So I started to think of any other option that I had. I called my Mom and she was kind enough to loan me $300.00. That at least was enough to pay for the flight out there. But how was I going to afford 5days four nights in the city that doesn’t sleep?

After pondering and thinking about all of my options and threw caution to the wind and took out a payday loan. It hindsight it probably wasn’t the smartest thing to do and could have ended disastrously for me in the end.  But as luck would have it, and I can’t stress the work LUCK, I was able to have a great time, pay back the loan and also had extra money in my pocket.  When I got to Vegas, I had $1500.00 from my cash advance. I used most of the money on bars, drinks, and shows, but saved the bulk for the blackjack and craps tables. I know, I know, it was not the smarted thing in the world to do. Well in less than 2 hours of gabling I was down to $100.00 of my money and still had three more days in Vegas. I was a little worried to say the least.  I just happened to sit down at a penny slot machine, Indiana Jones Theme by the way, and put in a dollar. I pressed the button and it landed on a free bonus spin that was attached to a “wheel of fortune” looking thing. I took the turn, spun the electronic wheel and it landed on $10,000.00. I nearly had an aneurism! Money baby, enough to have a GREAT time and also pay back the loan and interest. Talk about lucky. So what did I learn from all of my lessons? You know it, enjoy life cause you never know what can happen.